The free Title Check Tool indicates there’s a mortgage on a subject property. But how many? Now, you can get that information quickly and cost-effectively with the Mortgage Report in the GeoWarehouse store. The new Mortgage Report is for situations where mortgage data is the only priority, providing a summary of registered mortgages on Title that may affect a subject property. The Mortgage Report is based on official land registry records but is not a certified legal document.
Each Mortgage Report includes:
- Property Identification Number (PIN)
- GeoWarehouse address
- Current owners
- Number of active mortgages
- Registration dates
- Mortgagee (lender) and mortgagor (borrower)
- Principal mortgage amounts (if available)
The Difference Between The Mortgage Report and a Parcel Register
Want to do a deeper dive? Get all information of a property, including ownership changes, liens, discharges, mortgage and transfers through the Parcel Register. On top of showing number of transfers, mortgage registrations, and liens, a Parcel Register can help you identify encumbrances on Title that may affect land use or equity. It can also reveal individuals on title that weren’t previously disclosed to you. The Parcel Register offers the same information on the Mortgage Report plus all the details registered on Title.
The Difference Between The Mortgage Report and a Parcel Register
Compare the Reports
Feature |
Mortgage Report |
Parcel Register |
| Scope | Mortgage-specific summary | Full property transaction history |
| Includes | Mortgage charges, discharge status, lender/borrower info | Ownership, liens, charges, discharges, transfers and statuses |
| Format | Condensed and structured | Detailed and comprehensive |
| Use Case | Quick mortgage insight | Proactive due diligence, legal review, full title search |
| Cost | $20 | Starting from $35 |
Built for Real Estate Agents
The Mortgage Report is ideal for real estate agents who:
- Want to verify mortgage activity before listing or showing a property
- Need to assess potential encumbrances quickly
- Prefer a simplified format over a full legal title search
- Want to understand the financial health at a glimpse of the subject property
The Mortgage Report is available to GeoWarehouse subscribers and is a practical tool for real estate agents who need charge information, who are interested in the subject property financial information only.
